JL Collins' advise for simple path to wealth

 Barusan menonton J.L. Collins advice for Simple Path to Wealth di Talk at Google (YouTube). 

Intinya buy broad index fund, karena every company has employees who are emotionally invested to make their companies succeed. Jadi if you buy S&P500 index, it is self-cleasing, the worse companies slip off, and replenished by new companies that succeed in the way they do things. You don't have to choose yourself which ones.

Juga, the error of judgment that you can 1) time the market, or 2) pick the winners all the time, may be your blunder to a successful retirement. 

Juga, while you are on earning ages, put more into stocks, and while you are on retirement, you should adjust a little bit into bonds, so when market craters, you can buy into your cheaper index fund, and when the fund performs later, and rise above the comfortable portion of your intended balance portfolio between stocks and bonds, you can replenish your bond.